Free Checklist

Can't Make Payroll? Start Here.

Payroll pressure is one of the loneliest feelings in business. This checklist gives you a 7-day triage plan — practical steps to stabilize cash, communicate with your team, and build a payroll reserve so this never happens again.

• Immediate cash triage — what to collect, what to defer
• How to communicate with your team honestly without causing panic
• The payroll reserve calculator — how much you actually need
• Owner pay vs. payroll — how to structure compensation properly
• Warning signs that payroll pressure is building (catch it early)
• Seven-day action plan: Day 1 through Day 7
• How to build a payroll reserve so you never miss payroll again