Field Manual — Credit, Capital & Cash Flow

The Business Funding Starter Report

Prepare your business for SBA loans, lines of credit, equipment financing, and alternative funding. Stop getting denied for reasons you never knew existed. Walk into any lender's office knowing you check every box.

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You Applied for Funding and Got Denied. Here's Why.

Most business owners apply for funding the wrong way — with the wrong documents, the wrong ratios, the wrong narrative, and the wrong lender. They get denied, and they don't know why. Worse, they don't know how to fix it, so they apply again with the same problems and stack denials on their record.

This field manual gives you the complete funding readiness checklist. What lenders actually look at. How to prepare your documentation. Which ratios matter. How to build a fundable narrative. And the sequencing that gets you from denied to approved.

What You'll Discover Inside

The funding readiness diagnostic — score yourself before you apply
SBA 7(a) loans — eligibility, process, documentation, and timeline
Business lines of credit — how to qualify and when to apply
Equipment financing — the most underutilized funding source
Alternative funding — factoring, MCAs, revenue-based financing explained
The 5 financial ratios every lender checks
How to build a fundable business narrative
Documentation checklist — exactly what to have ready
Common denial reasons and how to fix each one
The funding timeline — from preparation to approval

Who This Field Manual Is For

For

  • Business owners with 1+ years of revenue
  • Entrepreneurs preparing for first SBA loan
  • Owners who've been denied and want to know why
  • Anyone who needs capital to grow but doesn't know where to start

Not For

  • Pre-revenue startups without operating history
  • People looking for 'guaranteed approval' schemes
  • Anyone unwilling to prepare proper documentation

Where This Fits in The Acquire Method

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Acquire Publishing provides educational information. This field manual does not guarantee funding approval, specific loan terms, or financial outcomes. All funding involves risk and lender discretion. View our Funding & Credit Disclaimer and Earnings Disclaimer.